FL Mortgage Loan Options | Florida Home Equity
Loan Options
Rual Housing Financing (USDA)
The Guaranteed Rural Housing (GRH) Loan Program has fixed-rate and fixed-term mortgage financing guaranteed by the U.S. government. It offers favorable loan terms to give low-income borrowers the ability to purchase homes in rural areas.
Conventional Loans
A conventional loan from a traditional private lender is typically fixed-rate, adjustable, or a hybrid. While conventional loans may be harder to qualify for than government-backed loans, they often require less paperwork and typically do not have a maximum allowable amount.
FHA Loans
The Federal Housing Administration (FHA) offers a mortgage program that might be right for you.
First Time Homebuyer
Buying a new home is a big financial step, even for the most experienced homebuyer. Homebuyer education courses help prepare you for homeownership, shop for a new home and learn how good credit can work for you.
FHA Streamlined Refinance
FHA Streamline Refinances are the fastest, simplest way for FHA-insured homeowners to refinance their respective mortgages into today’s mortgage rates.
JUMBO Fixed
If you’re in the market for a home that needs a loan more than $417,000, look no further. We offer jumbo loans that have maximum flexibility with low rates.
Refinancing
Refinancing your home can be an excellent way to bring down your monthly mortgage payment, raise cash, or consolidate debts with high interest rates.
Reverse Mortgage
Reverse Mortgage loans give seniors the ability to live in their home, with no monthly mortgage payments¹, by converting home equity into cash while still maintaining ownership!
VA Loans
We proudly offer mortgage products from the U.S. Department of Veterans Affairs (VA). These safe, flexible products with favorable loan terms are available to veterans and active duty personnel.
